If your property goes into default with your lender and they start a Foreclosure its critical that you understand your timeline and what it will take to bring your loan current. Foreclosure is a legal proceeding and the requires that your TOTAL amount of payments that are behind including their Attorneys fees be paid in […]

Its not uncommon for people to throw their hands up and decide to walk away from their property. The fact that they can no longer afford the property along with the bombardment of having to deal with the Bank and everything else drives people to walk. I met an owner this week and she explained […]

Original Problem: Original owner had three children and three properties with over $1M in equity from all three houses combined.  Prior to her passing, while she was sick and on her death bed, her son created a living trust on behalf of his mother, that named him the Trustee to her estate and left him […]

Original Problem: Mrs. Owner passed away with no will or trust. Her Brother was helping her with property in her last days and got authorized on the Loan prior to her passing and pulled it out of Foreclosure at that time.  About 6 months later he passed away.  Since no one was authorized on the […]

Depleted all his savings…. Don’s home had a Notice of Default recorded at the end of July and I met with him last week.  This home was given to him when his parents passed away many years ago.  This home has been in his family over 50 years, so he has some very strong emotional […]

Most homeowners I meet with are in dire need of some type of leadership to resolve their foreclosure.  I often earn their business because my ability to lead is the greatest value I bring.  However, sometimes homeowners are led in the wrong direction and their desperation or hope for leadership clouds their judgment and prevents […]

All the homes I spoke of in the last couple post’s had this going on.  It’s a very strategic strategy the banks use.  And very often will only leave the homeowner a couple days before the sale even when they officially deny them!  Be smart and plan for the worst case scenario cus it could […]

The last couple weeks have been very eventful and reemphasized my point from my last post.  Don’t wait till the last-minute!!! I first spoke to this family in February when their NOD had just been filed.  I set an appointment to meet with them to discuss some possible options and on the day of the […]

I’m starting to notice a lot of negative feedback and issues happening with homeowners who have Citimortgage loans. It’s becoming a consistent pattern that I’m now starting to monitor closely.  Here is one meeting I recently had… Last week I met with a Homeowner who had a house that they owned for over 20 years.  […]

I met Tim last week while door knocking homes in Torrance, CA.  He explained to me that he had inherited his father’s property after he unexpectedly passed away over 1 year ago.  Tim’s father took out a Reverse Mortgage almost 6 years ago and when he passed the Lender gave Tim 1 year to satisfy […]